99 Bitcoins Reviews Blockchain.com | by Blockchain.com | @blockchain | Apr, 2021

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Blockchain.com Wallet

The Blockchain Wallet is Blockchain.com’s flagship feature. It’s available as a mobile app on iOS and Android, with a web wallet also available via your internet browser.

Here are some of its main features:

Main Wallet (Non-Custodial)

Blockchain.com’s primary feature is its non-custodial main wallet. The wallet remains completely under the user’s control and ownership, with nobody else able to access the funds.

This wallet is also completely open-source, meaning that anyone can review the code to ensure that it is legitimate and secure.

The non-custodial wallet is nice and basic, allowing users to receive, send and store a handful of cryptocurrencies safely and securely.

Trading Wallet (Custodial)

In addition to the non-custodial main wallet, Blockchain.com also has a “trading” wallet, which IS custodial. Unlike the main wallet, all funds held in the trading wallet are in the custody of Blockchain.com.

The advantage of this is that transactions can be made off-chain, without involving the slow waiting times and high transaction costs associated with on-chain movement. You can think of the trading wallet like a regular cryptocurrency exchange account — great for trading, but not so secure for storage.

The trading wallet also has fiat support in the form of USD, GBP, and EUR cash wallets, which allow you to deposit or withdraw fiat currency.

Wallet balance and price tracking

The home screen of the Blockchain.com Wallet allows users to track their wallet balance for each supported asset, as well as monitor recent price changes. Clicking on any asset will load a price chart which can be toggled to display price history for the day, week, month, year, or all-time.

Buy Crypto

Users can buy crypto in-app via their bank card or a bank transfer. If you’re in a supported US state, you may also be able to use instant ACH transfers. You also have the option to sell crypto and withdraw fiat to your bank account using the Blockchain.com Exchange.

The buy and sell features (including the Exchange) are only available to users who are “gold” verified, which means you’ll have to confirm your identity with the company first. It should also be noted that funds purchased through this feature go into your custodial “trading” wallet by default — so if you want to keep these funds secure and don’t need to trade them, make sure you move them over to the non-custodial main wallet.

Crypto-to-Crypto Swaps

Blockchain.com users can instantly swap their cryptocurrency for any other supported cryptocurrency. This includes Bitcoin, Ether, Bitcoin Cash, Stellar, Tether, USD Digital and Wrapped DGLD.

Swaps can be performed out of both the non-custodial main wallet or your custodial “trading” wallet.

This particular feature is available for verified users from 230 countries.

Earn Interest

A crypto interest account feature is also available to those users who are “gold” verified. These users can deposit any of the supported cryptocurrencies into an interest-earning account, which will automatically begin generating interest at a compound interest rate.

Six cryptocurrencies are currently supported for this feature, with minimum deposit requirements as follows:

  • Bitcoin ($300 minimum)
  • Ether ($100 minimum)
  • USD Digital ($100 minimum)
  • Tether ($100 minimum)
  • Bitcoin Cash ($1 minimum)
  • Stellar Lumens ($1 minimum)

Funds placed into an interest-bearing account in the Blockchain.com will no longer be handled non-custodially, as they are lent to institutional or “sophisticated” borrowers at interest.

Interest is earned daily, but paid at the beginning of every month. No fees are charged for these accounts.

Blockchain.com Exchange

Blockchain.com has its very own exchange on its website, which is also accessible via a link in the Blockchain.com app. This uses your mobile browser rather than supporting it natively, so it’s technically not a built-in exchange as you’d see in some other wallets.

On the other hand, the Exchange links directly to your trading wallet, which is nice and convenient for managing your funds.

A range of trading pairs are available, but are somewhat fragmented due to each crypto asset having multiple markets with multiple fiat currencies (or the USDT stablecoin). This has a slightly negative impact on liquidity.

The Exchange has a nice selection of order types available, however, including market, limit and stop-limit order options.

Blockchain.com Explorer

Blockchain.com’s Explorer is a highly useful tool which allows users to navigate the Bitcoin, Ethereum, and Bitcoin Cash blockchains for balances and transactions.

Users can easily toggle between blockchains using the drop-down menu in the top-left corner of the page.

Perhaps the most interesting feature of the Explorer page is the “charts” page, which has a range of insightful statistics presented in an easy-to-view form. This includes charts for everything from Bitcoin supply to average block size, hash rate and more.

Supported Currencies

The Blockchain.com Wallet supports eleven cryptocurrencies:

  • Bitcoin (BTC)
  • Ether (ETH)
  • Bitcoin Cash (BCH)
  • Stellar (XLM)
  • Wrapped-DGLD (wDGLD)
  • Algorand (ALGO)
  • USD Digital (USD-D), previously known as USD PAX
  • Tether (USDT)
  • Aave (AAVE)
  • Polkadot (DOT)
  • Yearn Finance (YFI)

The trading wallet also has fiat support for:



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